Step 2: Initiate the Transaction
Is IFSC Code and Customer ID the Same?
No, the IFSC code and customer ID are not the same. The IFSC code used to identify a specific bank branch for electronic fund transfers, while a customer ID is a unique identifier assigned to an individual customer by a bank to manage their accounts and services. The IFSC code is essential for transactions, while the customer ID is used for account management and customer identification.
Indian Financial System Code (IFSC) merupakan kode identifikasi unik yang digunakan untuk mengidentifikasi cabang bank secara akurat.
Kode ini merupakan kombinasi 11 karakter yang terdiri atas huruf dan angka. 4 karakter awal merupakan kode bank, karakter ke 5 adalah angka 0 dan 6 karakter terakhir adalah kode cabang bank di India (Contoh: SBIN0005943).
Untuk mengecek validitas dari IFSC anda silahkan klik di sini
Immediate Payment Service (IMPS)
Immediate Payment Service is a real-time electronic fund transfer method where the money is credited instantly to the payee or beneficiary account. It can be carried out at any time on a 24/7 basis. In this system, interbank transfers can be initiated via multiple channels such as SMS, ATM, mobile banking, NetBanking, etc. The primary advantage of IMPS over RTGS and NEFT is that the facility can be availed around the clock.
MICR is an acronym for Magnetic Ink Character Recognition. MICR code is a nine-digit code that speeds up the processing of cheques. MICR codes are unique for each bank branch and play a vital role in identifying both the bank and the branch participating in an Electronic Clearing System (ECS), which is a method of transferring funds electronically.
A MICR code has three essential components that provide information about the location, bank and branch of the cheque issuer. The structure of a MICR code is as follows –
Cara Menemukan IFSC Code
Bingung mencari IFSC Code untuk melakukan transaksi perbankan? Jangan khawatir, berikut adalah beberapa langkah yang dapat membantu kalian untuk menemukan IFSC Code:
Dengan langkah-langkah ini, kalian dapat dengan mudah menemukan IFSC Code bank kalian, sehingga dapat memudahkan proses transaksi keuangan kalian ke depan.
Baca Juga: Apa Itu Bank Sort Code? Pengertian, Fungsi dan Cara Menemukannya
IFSC Code in Cheque Leaf
The IFSC is usually printed at the end of the branch address on the top left corner of the cheque leaf.
